PaymentSuno Privacy Policy

1. Who is responsible

PaymentSuno is an Android app that announces incoming payments out loud, like a shop soundbox. It is developed and published by Sagar Singh, an individual developer based in India, under the developer name “Myx”. PaymentSuno is not published by a company.

In this policy, “I”, “me” and “my” mean Sagar Singh. I decide how the information described here is used and I am responsible for it. Under India’s Digital Personal Data Protection Act, 2023 I am the “data fiduciary”, and under the GDPR I am the “data controller”. I am also the grievance contact for PaymentSuno.

2. Notification access

PaymentSuno needs Android’s Notification access permission to detect payment notifications from the payment and banking apps you select, such as Google Pay, PhonePe and supported bank apps. From a payment notification it reads only what it needs to announce the payment: the amount, the payer name if shown, the payment app and the transaction ID. Notifications from other apps are ignored.

You can revoke notification access at any time in your device settings. Announcements will then stop.

3. Information stored on your device

• Your payment history (amount, payer name, payment app, transaction ID and time), stored in a local database.
• Settings such as language, voice, selected payment apps and announcement preferences.

Announcements are spoken by your device’s text-to-speech engine. No audio is recorded or uploaded.

4. What I do not collect

• Payment data is never sent to a server, and I cannot see it.
• UPI PINs, OTPs, passwords and banking credentials are never read.
• Notification content is not used for advertising or analytics and is never shared with advertisers.
• App logs never contain full transaction IDs, account numbers or other sensitive payment details.

5. Advertising (free version)

The free version shows ads from Google AdMob. AdMob may use your device’s advertising ID, IP address and device information to show and measure ads. Where the law requires it, you are asked for consent first through Google’s consent form, and you can change your choice later in Settings. Premium removes ads.

6. Purchases

Premium is purchased through Google Play and managed by RevenueCat, which receives an anonymous app user ID and the purchase receipt. I never see your payment card details.

7. Other permissions

• Notifications: to show a status notification while announcements are running.
• Start at boot: to resume announcements after your phone restarts.
• Internet: only for ads and purchases.

8. Exports

If you export your payment history as a CSV file, it is shared only with the app or person you choose.

9. Service providers

• Google AdMob: advertising, free version only.
• RevenueCat: subscription management.
• Google: Google Play distribution and billing.

10. How long data is kept and how to delete it

Payment history stays on your device until you delete it in the app, clear the app’s storage or uninstall PaymentSuno. Subscriptions can be managed or cancelled in your Google Play account.

11. Your rights and choices

Because your data is stored only on your device, you can view, export and delete it directly in the app, and turn off notification access at any time.

Depending on where you live, you may also have the right to:

• access the personal data I hold about you and get a copy in a portable format;
• correct information that is wrong or incomplete;
• have your data erased;
• restrict or object to certain processing;
• withdraw consent where processing is based on consent;
• nominate someone to exercise your rights if you die or become unable to (India).

To make a request, contact me. I will reply within 30 days and may need to confirm that the data is yours first. If you are not satisfied with my answer, you can complain to the Data Protection Board of India or, in the EEA or UK, to your local data protection authority.

12. Security

Payment data never leaves your device and is stored in the app’s private storage, protected by your device’s security. No system is completely secure, but if a breach affects your data I will notify you and the relevant authorities where the law requires.

13. Children

PaymentSuno is not intended for anyone under 13. I do not knowingly collect personal information from anyone under 13. If you believe a child has provided information through PaymentSuno, contact me and I will delete it.

14. Where your data is processed

I am based in India. The service providers named above may store or process data in other countries, including the United States and the European Union. Where data leaves the EEA or UK, the transfer relies on safeguards such as the European Commission’s Standard Contractual Clauses in the provider’s terms.

15. Changes to this policy

If I change this policy, I will update the date at the top of this page. For significant changes I will also let you know in PaymentSuno before they take effect.

16. Contact

For questions about this policy, data requests or complaints, contact me by email. I built the app, so I will answer your message myself.

Sagar Singh (developer “Myx”), India